Understanding Roofing Material Warranties: What Homeowners Need to Know

Roofing warranties have evolved significantly from simple agreements to detailed documents that provide homeowners with important protections against material defects and performance issues.

With a good understanding of these warranties, homeowners can better protect their investment in roofing materials. From comparing warranty options to selecting the best coverage,

Big Easy Roofers is here to guide you toward informed choices for your roofing needs. Call us today to explore your warranty options and protect your investment for years to come!

Types of Roofing Warranties

Roofing warranties generally fall into three main categories, each designed to address specific aspects of roofing materials and installation.

1. Manufacturer’s Warranty

This type of warranty covers defects in the roofing materials, such as shingles or tiles, ensuring they perform as expected. If materials fail, the manufacturer will typically repair or replace them. Each manufacturer’s terms vary, with warranties ranging from 20 years to a lifetime. Carefully reviewing the details helps you understand what is covered and for how long.

2. Contractor’s Workmanship Warranty

This warranty applies to installation errors, offering added security that the roof will function correctly. Contractors provide this coverage for varying durations, often complementing the manufacturer’s warranty by addressing installation-related issues, beyond just material defects.

3. Extended Warranties

Manufacturers or contractors may offer extended warranties for broader protection, sometimes including labor costs for repairs. The benefits of extended warranties depend on factors like the roof’s projected lifespan, local climate, and personal preference for additional coverage. Though they come with an initial cost, they may help reduce expenses over time.

What’s Typically Covered Under Roofing Warranties

Roofing warranties generally include several protections for homeowners. Familiarity with these coverage areas helps ensure peace of mind and reduces potential out-of-pocket expenses.

• Material Defects: Most warranties cover material defects, such as broken shingles or faulty tiles, which can compromise roof performance. By covering these flaws, warranties may reduce the costs associated with material replacement. However, labor costs for repairs are often the homeowner’s responsibility.
• Contractor Mistakes: Some warranties include coverage for contractor mistakes. If a contractor’s installation errors lead to roofing problems, the warranty may provide for repairs or even replacement. To avoid such issues, Big Easy Roofers emphasizes the importance of professional, skilled installation.
• Exclusions: Certain aspects typically aren’t covered by roofing warranties, such as normal wear and tear, weather-related damage, or lack of maintenance. Storms, extreme temperatures, and other weather events fall under weather-related exclusions, while skipped upkeep may lead to maintenance-related exclusions. Knowing these limitations can help prevent unexpected repair costs.

Warranty Length and Lifespan

The material and type of roof you choose will influence the warranty length and overall lifespan. While some top-quality roofs offer warranties up to 50 years, actual lifespan may vary based on climate, installation quality, and regular upkeep.

• Material Differences: Warranty durations vary with the type of material used. For example, asphalt shingles may have warranties lasting 20–30 years, while metal roofing is often covered for more than 50 years. Understanding these differences is useful when selecting roofing materials, as they affect long-term maintenance and protection costs.
• Warranty Types: Different warranties offer different types of coverage. Manufacturer warranties generally protect against material defects, while contractor warranties address installation quality. Full system warranties offer a comprehensive option, covering both material and installation, which can provide additional peace of mind.
• Prorated vs. Non-Prorated Warranties: Warranties can be prorated or non-prorated. Prorated warranties decrease in value as the roof ages, which can mean less coverage for repairs or replacements over time. Non-prorated warranties maintain their full value throughout the warranty period, offering consistent protection against defects or installation issues as the roof ages.

Common Terms and Conditions to Look For

Reviewing common terms and conditions in roofing warranties can help homeowners make confident choices and avoid unexpected costs.

Prorated Coverage

Prorated warranties reduce coverage as the roof ages. In the beginning, they may cover most costs, but this gradually decreases, impacting future repair or replacement expenses.

In contrast, non-prorated warranties maintain steady coverage over time, which can simplify long-term financial planning.

Transferability

Some warranties transfer to new homeowners, adding value and appeal if you sell the property. However, not all warranties are transferable. Some require a formal notice or fee, so reviewing the terms is helpful for a smooth transfer process.

Specific Exclusions

Warranties may be voided due to improper installation or natural disasters. Additionally, neglecting regular maintenance may lead to denied claims. Carefully reading and following warranty terms can help avoid these issues.

Maintenance Requirements

Following the maintenance guidelines in your warranty policy is essential for validity. Regular inspections and timely repairs, as specified, help keep coverage intact, minimizing out-of-pocket costs if repairs are needed.

How to Make a Warranty Claim

To make a warranty claim effectively, follow these steps to streamline the process.

1. Initial Steps: Gather necessary documents, including proof of purchase and installation records. Reviewing your warranty policy can clarify coverage before you initiate a claim.
2. Contact Information: Determine whether to contact the manufacturer or contractor. If the warranty covers product issues, reach out to the manufacturer; for workmanship issues, speak with your contractor. Many companies have dedicated warranty departments, so having contact information ready can simplify the process.
3. Filing the Claim: Follow the company’s specific claim process, which may involve completing an online form or sending an email or letter. Provide a clear, concise description of the issue, and include photos if possible to help illustrate the problem.
4. After Submission: Keep records of all emails, phone calls, and correspondence after submitting the claim. If there are any delays or issues, prompt follow-ups can help move the process forward.

Stay Protected: Make Informed Warranty Choices

Reviewing your roof warranty or considering it carefully before purchasing new materials allows you to make confident, informed decisions. With a clear understanding of what your warranty covers, you can ask the right questions and select options that align with your needs, reducing the risk of unexpected expenses down the road.

Don’t wait for problems to arise before focusing on your warranty—take steps now to protect your home and investment. For expert guidance and roofing support, contact Big Easy Roofers today.